Leverage Strategy Calculator

Compare 3 real estate leverage strategies side-by-side: keep, cash-out + buy, or cash-out + invest.

Runs entirely in your browser

Existing Property

$
$
$
$
%

Cash-Out Refinance

$
$
%
yr

Net cash after closing: $192,000

New Property (Strategy B)

$
%
%
yr
$
$

Market (Strategy C)

%

Status Quo

Keep current loan
Monthly P+I$1,520
Monthly Cash Flow$780
Cash-on-Cashn/a
Break-Evenn/a
Total Debt$300,000
Leverage Ratio37.5%
ComplexityLow
5-Year Net Worth
$676,675
Highest 5yr Net Worth

Refi + Buy

Cash-out to fund rental #2
Monthly P+I$6,557
Monthly Cash Flow-$2,357
Cash-on-Cash-17.9%
Break-Even8000 mo
Total Debt$950,000
Leverage Ratio67.9%
ComplexityHigh
5-Year Net Worth
$765,088

Refi + Invest

Cash-out into market
Monthly P+I$3,411
Monthly Cash Flow$169
Cash-on-Cash25.4%
Break-Even8000 mo
Total Debt$500,000
Leverage Ratio62.5%
ComplexityVery Low
5-Year Net Worth
$760,366

Strategy Comparison

5-year net worth is divided by 100 so both bars fit the same axis. Hover to see absolute USD values.

Caveats. Appreciation assumed 3.5%/yr. Vacancy, taxes, and depreciation are lumped into "monthly expenses" — tune them carefully. Market returns are nominal; taxes on gains and rental income are not modeled. Treat this as directional, not tax advice.
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Leverage Calculator — Position Size & Liquidation

Size a leveraged position safely. Enter your entry, leverage, and account size — see required margin, max position, and liquidation price before you click buy.

How to calculate leveraged position size and liquidation price

  1. Enter account size. Plug in your trading account balance (USD or stablecoin).
  2. Set leverage. Pick 2× / 5× / 10× / up to 100× depending on the exchange. Higher leverage means tighter liquidation.
  3. Enter entry price and direction. Set the entry price and choose Long or Short. The tool computes max position size at your leverage.
  4. Read the risk. See required margin, liquidation price (how far the market can move before forced close), and PnL at +/-5% / 10% moves.

Frequently Asked Questions

Is my data stored?
No. Calculations run entirely in your browser.
How is liquidation price calculated?
Liquidation = entry × (1 ± 1/leverage) minus maintenance margin. Real exchange formulas differ slightly — always check exchange docs for production trading.
Does it account for funding rates?
No. This tool computes entry-to-liquidation math. Funding rate impact requires separate per-exchange modeling.
Should I use high leverage?
High leverage = tight liquidation = high blowup risk. Most pros size positions at 2–5× even when offered 100×.
Does it work for crypto and forex?
Yes. The math is identical; only contract specs (lot sizes, tick values) differ — use the unit-converter tab.
What is maintenance margin?
The minimum equity that must stay in your position before liquidation triggers. Typically 0.5–1% on crypto perpetual contracts.

Use Cases